# Personal Assistant Money Apps 'Clerkie' Gives Users Recommendations for their Personal Finances By Michael Hemsworth | Published 2016-11-09 | Tech Source: Trend Hunter, https://www.trendhunter.com/trends/money-app References: [betalist](https://betalist.com/startups/clerkie) & [clerkie.io](http://www.clerkie.io) Navigating the world of personal finances can be daunting, so 'Clerkie' is a money app that's oriented towards making everything money related easier to handle. 'Clerkie' takes a holistic approach to finances by offering tools for [budgeting](https://www.trendhunter.com/trends/trillion1) and even giving you recommendations that are tailored to your spending habits. Moreover, users can utilize 'Clerkie' to pay bills directly from the app and will even let you know when you get charged an additional fee or go over your set budget. The 'Clerkie' [personal finance money app](https://www.trendhunter.com/trends/money-manager) also provides a [chat functionality](https://www.trendhunter.com/trends/cluely-app) that enables users to ask questions and get responses that are more in-depth than what other services offer. The app works to take an upstream approach to finances so you never find yourself metaphorically underwater. ## Trend Insights (Trend Hunter) - Score: 2.5/10 - Popularity: 18% | Activity: 49% | Freshness: 8% - Audience gender: 50% men, 50% women - Primary generations: Millennial, Gen X - Top markets: North America ## Categories [Trend Hunter](https://www.trendhunter.com/trends) > [Tech](https://www.trendhunter.com/tech) ## Key Themes ### What Makes This Trend Stand Out - **Holistic Personal Finance:** Apps that offer tools for budgeting and financial recommendations tailored to spending habits. - **Integrated Bill Pay:** Apps that provide users a way to directly pay bills from the app and monitor for additional fees or exceeding set budgets. - **Personalized Financial Assistance:** Apps that offer personalized chat functionalities for users to ask questions and receive in-depth responses on their personal finances. ### Sectors Adopting This - **Finance Technology:** Opportunities for app developers to create personalized personal finance apps with integrated tools and recommendations to disrupt the conventional finance industry. - **Banking and Payments:** Opportunities for banks and payment platforms to improve their own apps with the addition of personalized finance features for users. - **Chatbot and AI Assistance:** Opportunities for chatbot and AI developers to create more sophisticated assistants that can provide personalized and detailed responses to users' finance-related questions in real-time. ## Related on Trend Hunter - [AI-Powered Budgeting Apps](https://www.trendhunter.com/trends/ai-powered-budgeting-app.md) - [Financial Support Apps](https://www.trendhunter.com/trends/cleo-haunt-me.md) - [Privacy-Focused Budgeting Apps](https://www.trendhunter.com/trends/apollo-personal-finance-app.md) - [Personal Financial Assistants](https://www.trendhunter.com/trends/financial-assistants1.md) - [Automated Budgeting Finance Apps](https://www.trendhunter.com/trends/spendid-personal-finance-app.md) - [Stress Reduction Finance Apps](https://www.trendhunter.com/trends/moneycoach-app.md) - [Personalized Finance Suggestion Apps](https://www.trendhunter.com/trends/momocredit.md) - [Budget-Free Personal Finance Apps](https://www.trendhunter.com/trends/cashews-app.md) - [Accessible Smart Money Apps](https://www.trendhunter.com/trends/fina-finance-app.md)