# Guarantor Model Capital MicroCredit Enterprises Uses the Funds of People with a High Net Worth By Tiana Reid | Published 2013-04-01 | Social Good Source: Trend Hunter, https://www.trendhunter.com/trends/microcredit-enterprises References: [facebook](https://www.facebook.com/MCEorg) & [mcenterprises.org](http://www.mcenterprises.org/) "MicroCredit Enterprises’ guarantor model enables me to use my assets to help some of the poorest people in the world -- while retaining and managing my portfolio," Gregory S. Ledford, Managing Director of the Carlyle Group said. "I am fortunate to be a part of this unique group of individuals, whose generosity reaches so many people with such impact.” Typically, microcredit is seen as a small-scale endeavor but this model gets capital from [high net work people](https://www.trendhunter.com/trends/private-wealth), suggesting a new frontier in how microcredit is being conceived of and furthermore, what loaning means in an ethical sense. MicroCredit is based in San Francisco, California and currently works in 21 countries around the world. At the moment, its CEO is Gary Ford. **Contact Information** MicroCredit Enterprises [website](http://www.mcenterprises.org/) MicroCredit Enterprises on [Facebook](https://www.facebook.com/MCEorg) ## Trend Insights (Trend Hunter) - Score: 3.6/10 - Popularity: 37% | Activity: 63% | Freshness: 8% - Audience gender: 50% men, 50% women - Primary generations: Millennial, Gen X - Top markets: North America, South America, Europe, Asia, Africa ## Categories [Trend Hunter](https://www.trendhunter.com/trends) > [Social Good](https://www.trendhunter.com/socialgood) > [Social Business](https://www.trendhunter.com/socialbusiness) ## Key Themes ### What's Driving This Trend - **Guarantor Model Capital:** Using high net worth individuals as guarantors for microcredit opens up new possibilities for how microcredit is conceived and provides opportunities for disruptive innovation in the loaning industry. - **Ethical Loaning:** The use of assets to help the poorest people in the world through microcredit raises ethical questions and presents opportunities for disruptive innovation in the microcredit industry. - **Expanding Microcredit:** The use of high net worth individuals' capital suggests a new frontier in microcredit, expanding its reach and potential for disruptive innovation. ### Who This Affects Most - **Microcredit:** The use of a guarantor model with high net worth individuals has the potential to revolutionize the microcredit industry by expanding its funding sources and reach. - **Wealth Management:** The involvement of high net worth individuals in microcredit as guarantors presents opportunities for disruptive innovation in the wealth management industry, particularly in ethical investment strategies. - **Banking and Finance:** The incorporation of a guarantor model with high net worth individuals in microcredit offers disruptive innovation opportunities for the banking and finance industry, specifically in diversifying lending practices and ethical investments. ## Related on Trend Hunter - [Startup Funding Directories](https://www.trendhunter.com/trends/credit-for-startups.md) - [CPG-Focused Service-For-Equity Models](https://www.trendhunter.com/trends/crave-ventures.md) - [Blockchain-Based Credit Scoring Solutions](https://www.trendhunter.com/trends/credit-scoring-solution.md) - [Accessibility-Focused Homeownership Programs](https://www.trendhunter.com/trends/sun-west-mortgage-company.md) - [Small Business Investment Initiatives](https://www.trendhunter.com/trends/aexea-capital.md) - [Responsible Lending Platforms](https://www.trendhunter.com/trends/enova.md) - [Peer-To-Peer Investment Marketplaces](https://www.trendhunter.com/trends/peertopeer-investment-marketplace.md) - [Startup Deal Platforms](https://www.trendhunter.com/trends/micro-deals.md) - [Entrepreneur-Specific Global Hubs](https://www.trendhunter.com/trends/global-hub.md)