# Home-Sharing Down Payments Loftium Offers Down Payments in Exchange for Airbnb Rentals By Joey Haar | Published 2017-09-20 | Business Source: Trend Hunter, https://www.trendhunter.com/trends/loftium References: [gizmodo](https://gizmodo.com/loftium-wants-you-to-host-an-airbnb-for-357-days-a-year-1818532976) & [loftium](https://www.loftium.com/?utm_source=nyt) For many Millennials facing an astronomical housing market, the prospect of owning a home seems unfortunately dim, but with Loftium, consumers can make use of the [sharing economy](https://www.trendhunter.com/trends/peertopeer-rental) to own a home without having to have tens of thousands of dollars on hand. The service offers to pay up a large part of the down payment on a home, and in exchange it will rent out a spare room in the home on [Airbnb](https://www.trendhunter.com/trends/airbnb-rooms). Loftium is an impressively beneficial service for consumers. Not only do they get a large portion of their down payment covered, but they still get to keep a percentage of the income from the Airbnb rentals themselves. Loftium says that consumers can earn between $200 and $600 in addition to the down payment. ## Trend Insights (Trend Hunter) - Score: 4.1/10 - Popularity: 42% | Activity: 73% | Freshness: 8% - Audience gender: 50% men, 50% women - Primary generations: Millennial - Top markets: North America ## Categories [Trend Hunter](https://www.trendhunter.com/trends) > [Business](https://www.trendhunter.com/business) > [New Ventures](https://www.trendhunter.com/newventures) ## Key Themes ### Key Themes Behind This Trend - **Home-sharing Financing:** Opportunities for other services to offer homeownership financing through home-sharing rentals as a source of income. - **Millennial Co-living:** New co-living spaces could be created where homeowners use home-sharing rentals to cover the costs of shared living spaces. - **Rise of Home-share Down Payments:** More companies offering similar homeownership financing options through home-sharing rentals as a way to attract Millennial buyers. ### Where This Applies - **Real Estate:** Real estate companies could incorporate home-sharing financing options as a new way to attract more Millennial homebuyers. - **Home-sharing:** Home-sharing industries could expand to include financing options that allow homeowners to use their home-sharing rental income for homeownership. - **Co-living:** Co-living spaces could incorporate home-sharing rentals as a way to offset the cost of shared living spaces and attract Millennial renters. ## Related on Trend Hunter - [Single-Room Rental Services](https://www.trendhunter.com/trends/airbnb-rooms.md) - [Housing Finance Platforms](https://www.trendhunter.com/trends/trusset.md) - [Home Savings-Focused Partnerships](https://www.trendhunter.com/trends/save-for-a-home.md) - [Real Estate Co-Investor Apps](https://www.trendhunter.com/trends/coproperly.md) - [Accessibility-Focused Homeownership Programs](https://www.trendhunter.com/trends/sun-west-mortgage-company.md) - [Mortgage Rewards Platforms](https://www.trendhunter.com/trends/mortgage-reward.md) - [Supportive Property Purchase Applications](https://www.trendhunter.com/trends/property-purchase.md) - [Credit-Boosting Rental Payments](https://www.trendhunter.com/trends/bloom-credit.md) - [Yardwork-Exchange Property Rentals](https://www.trendhunter.com/trends/mowbnb.md)