# Pay-Later Shopping Cards The Physical Klarna Card Lets Shoppers Pay Up to 30 Day After Purchase By Laura McQuarrie | Published 2022-01-26 | Lifestyle Source: Trend Hunter, https://www.trendhunter.com/trends/klarna-card References: [fashionunited.uk](https://fashionunited.uk/news/retail/klarna-launches-physical-payment-card-in-the-uk/2022012660907) & [klarna](https://www.klarna.com/international/)  Klarna is popular for its online [buy now, pay later](https://www.trendhunter.com/trends/buy-now-pay-later-pizza) model and the fintech company is now introducing a [physical payment card](https://www.trendhunter.com/trends/instore-installment-payment) called the [Klarna Card](https://www.trendhunter.com/trends/klarna-memberships) that may be used for in-store payments in the UK. This card gives shoppers access to Klarna's Pay in 30 delayed payment option, which means that consumers can pay for their purchase up to 30 days after purchase. This physical shopping card offers a new approach to credit and Klarna identifies that it offers the "flexibility to pay later for purchases everywhere, without the inherent risks of interest and revolving credit." The Klarna Card empowers consumers with more control, transparency and freedom of choice over how they pay—this means clear payment schedules, no interest and no late fees. ## Trend Insights (Trend Hunter) - Score: 2.1/10 - Popularity: 13% | Activity: 38% | Freshness: 11% - Audience gender: 50% men, 50% women - Primary generations: Millennial - Top markets: Europe ## Categories [Trend Hunter](https://www.trendhunter.com/trends) > [Lifestyle](https://www.trendhunter.com/lifestyle) > [Life](https://www.trendhunter.com/life) ## Key Themes ### Key Themes Behind This Trend - **Pay-later Shopping Cards:** Physical shopping cards that offer the convenience of delayed payment options. - **Flex-pay Financing:** A new approach to credit that empowers consumers with more control, transparency, and freedom of choice over how they pay. - **Contactless Payments:** The integration of pay-later shopping cards and contactless payments technology presents new opportunities for innovation in the financial world. ### Where This Applies - **Retail:** Retailers can explore offering pay-later shopping cards to attract more customers and boost sales. - **Fintech:** Fintech companies can capitalize on the popularity and convenience of pay-later shopping cards by developing new payment platforms that integrate this feature. - **Banking:** Banks can innovate by partnering with pay-later shopping card providers to offer more flexible financing options to their customers. ## Related on Trend Hunter - [BNPL-Backed Credit Cards](https://www.trendhunter.com/trends/klarna-5.md) - [Post-Purchase Payment Features](https://www.trendhunter.com/trends/swipe-to-finance.md) - [Shop Anywhere Super Apps](https://www.trendhunter.com/trends/klarna1.md) - [BNPL Shopping Subscriptions](https://www.trendhunter.com/trends/klarna-4.md) - [Rewarding BNPL Memberships](https://www.trendhunter.com/trends/klarna-memberships.md) - [Streamlined Shopping Apps](https://www.trendhunter.com/trends/streamlined-shopping-apps.md) - [Expanded Purchase Financing Tools](https://www.trendhunter.com/trends/klarna-6.md) - [In-Flight Flexible Payment Systems](https://www.trendhunter.com/trends/flexible-payment1.md) - [Live Chat Shopping Features](https://www.trendhunter.com/trends/klarna-1.md)