# PWYC ISA Programs Juno College of Technology Aims to Offer Tuition Flexibility to Students By Kalin Ned | Published 2020-06-17 | Social Good Source: Trend Hunter, https://www.trendhunter.com/trends/juno-college-of-technology References: [betakit](https://betakit.com/juno-college-of-technology-sells-12-acre-campus-introduces-pay-what-you-can-isa-model-amid-covid-19/) & [junocollege](https://junocollege.com/) [Juno College of Technology—a](https://www.trendhunter.com/trends/toronto-vet-clinic) Toronto-based coding school—is attempting to draw in those eager to learn after the COVID-19 outbreak. The institution is sensitive about people's financial situation as many lost their source of income during the pandemic. As a result, it is offering a Pay-What-You-Can Income Share Agreement (ISA) program. This is believed to be "the world's first ISA program of its kind." The Pay-What-You-Can ISA will allow "a certain number of students per Juno cohort [...] to pay an upfront amount of their choosing and take an ISA for the remaining tuition." This amount of flexibility is, without a doubt, useful during this uncertain time. The Pay-What-You-Can ISA was first tested out last year for Juno College of Technology's [Web Development Immersive Bootcamp](https://www.trendhunter.com/trends/fini). Students were able to pay a small amount upfront and pay the rest when they were graduated and earning a salary. Image Credit: Juno College of Technology ## Trend Insights (Trend Hunter) - Score: 0.8/10 - Popularity: 7% | Activity: 7% | Freshness: 9% - Audience gender: 50% men, 50% women - Primary generations: Millennial - Top markets: North America ## Categories [Trend Hunter](https://www.trendhunter.com/trends) > [Social Good](https://www.trendhunter.com/socialgood) > [Education](https://www.trendhunter.com/education) ## Key Themes ### Why This Trend Is Growing - **Pay-what-you-can Income Share Agreement (ISA) Programs:** Disruptive innovation opportunity: Implementing flexible payment options for education programs to accommodate individuals with varying financial situations. - **Tuition Flexibility in Education:** Disruptive innovation opportunity: Offering alternative tuition payment models to attract and support learners affected by financial constraints. - **Income Share Agreements (isas):** Disruptive innovation opportunity: Developing new models of financing education that align the cost of education with post-graduation income. ### Industries Being Reshaped - **Education:** Disruptive innovation opportunity: Introducing innovative financial models to make education more accessible and inclusive. - **Technology:** Disruptive innovation opportunity: Leveraging technology to create platforms and systems that enable flexible payment options for educational programs. - **Financial Services:** Disruptive innovation opportunity: Collaborating with educational institutions to develop tailored financing solutions for learners based on income share agreements. ## Related on Trend Hunter - [Student-Targeted Tech Programs](https://www.trendhunter.com/trends/jump-start-your-career.md) - [Open Tech Learning Tools](https://www.trendhunter.com/trends/imaginary-hub.md) - [Futureproofing Edtech Startups](https://www.trendhunter.com/trends/edtech-startup.md) - [Beer Brand Bursaries](https://www.trendhunter.com/trends/pilsner-tuition-tab.md) - [Increased AI Accessibility Initiatives](https://www.trendhunter.com/trends/chatgpt-plus-is-free.md) - [Employment-Focused Charity Initiatives](https://www.trendhunter.com/trends/free-tech-training.md) - [Membership-Based Vet Clinics](https://www.trendhunter.com/trends/toronto-vet-clinic.md) - [App Developer Academies](https://www.trendhunter.com/trends/developer-academy.md) - [Accelerated Coding Courses](https://www.trendhunter.com/trends/codefast1.md)