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# Dinero Deposit Apps
The USAA Lets You Cash Cheques from Your iPhone

By Rachel | Published 2009-08-11 | Tech
Source: Trend Hunter, https://www.trendhunter.com/trends/iphone-usaa-bank
References: [coolest-gadgets](http://www.coolest-gadgets.com/20090810/deposit-check-iphone/) & [usaa](http://www.usaa.com/inet/ent_logon/Logon)

The USAA has created an [iPhone](https://www.trendhunter.com/trends/tap-to-pay) app that eliminates the need for going to the bank to deposit your cheques.

The USAA iPhone app lets users [snap a picture](https://www.trendhunter.com/trends/adobe-photoshop-app-for-iphone) of the front and back of their cheque and deposit it into their account. While only currently in use for active-duty military personnel, this app is a cool step towards no bank lines (exciting!). While definitely not an app for those who don’t trust technology, this seems like a cool new development in [easy banking](https://www.trendhunter.com/trends/mobile-banking-apps).

## Trend Insights (Trend Hunter)

- Score: 2.8/10
- Popularity: 28% | Activity: 48% | Freshness: 8%
- Audience gender: 50% men, 50% women
- Primary generations: Millennial
- Top markets: North America, Europe, Asia

## Categories

[Trend Hunter](https://www.trendhunter.com/trends) > [Tech](https://www.trendhunter.com/tech) > [Mobile](https://www.trendhunter.com/mobile)

## Key Themes

### Why This Trend Is Growing

- **Mobile Deposit Technology:** The development of mobile deposit technology allows for more convenient and faster depositing of cheques from anywhere without having to go to the bank.
- **Digital Banking Innovations:** The creation of digital banking apps and features like cheque depositing and mobile banking are changing the landscape of traditional banking.
- **Contactless Payment Solutions:** Contactless payment solutions are becoming more popular as consumers look for more ways to avoid physical payment transactions.

### Industries Being Reshaped

- **Banking:** Digital banking innovations like mobile deposit technology present opportunities for financial institutions to attract and retain customers by offering more convenient and modern banking services.
- **Technology:** Mobile deposit technology is a disruption to traditional banking as it offers a way for consumers to leverage mobile technology to conduct financial transactions from anywhere, tapping into the ever-growing market for mobile-based solutions.
- **Retail:** Contactless payment solutions present opportunities for retailers to offer a more seamless checkout experience to customers while also reducing checkout times to speed up the transaction process.

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