# Streaming Service Credit Scores With Grow Credit Streaming Payments Will Improve a Credit Score By Daniel Johnson | Published 2019-08-06 | Tech Source: Trend Hunter, https://www.trendhunter.com/trends/grow-credit References: [techcrunch](https://techcrunch.com/2019/07/23/using-spotify-and-netflix-payments-to-build-your-credit-score-grow-credit-has-a-service-for-that/) & [growcredit](https://www.growcredit.com/) By using the Grow Credit service, customers will be able to use [Spotify](https://www.trendhunter.com/trends/netflix-hub) and [Netflix](https://www.trendhunter.com/trends/affordable-netflix) payments to improve their credit score. Grow Credit was recently launched and will allow people to use a virtual Mastercard, which is a dedicated card for subscription payments. Customers can then use those payments to enhance their credit scores. Grow Credit also will have a 0% APR offering for its financing, with two tiers. The first is a free tier that will offer an unlimited $25 rotating line of credit. There's also a subscription service priced at $4.99 for a year's service, which will offer a credit limit increase at a maximum of $3000. Both of the tiers will provide [FICO](https://www.trendhunter.com/trends/tomocredit) scores for free as well as an auto subscription detection system. ## Trend Insights (Trend Hunter) - Score: 0.6/10 - Popularity: 2% | Activity: 7% | Freshness: 8% - Audience gender: 50% men, 50% women - Primary generations: Gen Z, Millennial, Gen X - Top markets: North America, South America, Europe, Asia, Africa ## Categories [Trend Hunter](https://www.trendhunter.com/trends) > [Tech](https://www.trendhunter.com/tech) > [Mobile](https://www.trendhunter.com/mobile) ## Key Themes ### Key Themes Behind This Trend - **Streaming Service Payments:** Opportunity for streaming service providers to partner with credit companies and offer credit-building benefits to customers. - **Virtual Mastercard:** Opportunity to develop virtual credit card solutions specifically for subscription payments, improving customer credit scores. - **0% APR Financing:** Opportunity for financial institutions to provide 0% APR financing options for subscription payments, attracting customers looking to build credit. ### Where This Applies - **Streaming Services:** Streaming platforms can leverage credit-building partnerships to attract and retain customers. - **Credit Card Companies:** Credit card companies can create virtual Mastercard options to tap into the growing market of subscription-based credit-building payments. - **Financial Institutions:** Banks and financial institutions can offer 0% APR financing for subscription payments, capturing a new segment of customers focused on improving credit scores. ## Related on Trend Hunter - [Credit-Boosting Rental Payments](https://www.trendhunter.com/trends/bloom-credit.md) - [Credit-Building Finance Features](https://www.trendhunter.com/trends/credit-sesame.md) - [Debit-Like Credit Builders](https://www.trendhunter.com/trends/buildmycreditscore.md) - [Family-Focused Credit Cards](https://www.trendhunter.com/trends/greenlight-family-cash-mastercard.md) - [Fintech Credit Card Platforms](https://www.trendhunter.com/trends/tomocredit.md) - [Canadian Rent-Reporting Tools](https://www.trendhunter.com/trends/borrowell.md) - [Gen Z-Targeted Credit-Building Tools](https://www.trendhunter.com/trends/creditbuilding-tool.md) - [Simplified Credit-Building Apps](https://www.trendhunter.com/trends/credit-builder-app.md) - [Credit Score Health Tools](https://www.trendhunter.com/trends/dailypay.md)