# Gen Z Financial Bundles Libro Credit Union's 'Go Free Bundle' is for Young Lifestyles By Joey Haar | Published 2018-02-05 | Lifestyle Source: Trend Hunter, https://www.trendhunter.com/trends/go-free-bundle References: [libro](https://www.libro.ca/education/student-account) Today's [Gen Z and Millennial consumers](https://www.trendhunter.com/trends/visa-and-pismo) spend in markedly different ways from their older counterparts, and the 'Go Free Bundle' from Libro Credit Union is designed to cater to those modern habits. The banking plan includes a suite of products and services with key benefits that most consumers below the age of 25 will be sure to appreciate. The Go Free Bundle includes a few different accounts, online banking, and a [Libro Coach](https://www.trendhunter.com/trends/mybudgetcoach) — a Libro staff who helps consumers to plan for their financial future. The bundle's accounts are a service-charge free chequing account (in recognition of young consumers rarely carrying around cash) and a savings account geared toward the long-term goals of any young consumer. It also includes unlimited transactions, five free withdrawals from any Interac ATM, and two free Interac e-Transfers per month. ## Trend Insights (Trend Hunter) - Score: 1.4/10 - Popularity: 13% | Activity: 21% | Freshness: 8% - Audience gender: 50% men, 50% women - Primary generations: Gen Z, Millennial - Top markets: North America ## Categories [Trend Hunter](https://www.trendhunter.com/trends) > [Lifestyle](https://www.trendhunter.com/lifestyle) > [Credit Crunch](https://www.trendhunter.com/creditcrunch) ## Key Themes ### Why This Trend Is Growing - **Gen Z Spending Habits:** Disruptive innovation opportunity: Develop personalized banking plans that cater to the unique spending habits of Gen Z and Millennial consumers. - **Digital Banking Solutions:** Disruptive innovation opportunity: Create user-friendly online banking platforms that provide seamless access to a suite of financial products and services. - **Financial Education and Coaching:** Disruptive innovation opportunity: Offer personalized financial coaching services to help young consumers plan for their financial future. ### Industries Being Reshaped - **Banking:** Disruptive innovation opportunity: Transform traditional banking models to accommodate the changing needs and preferences of Gen Z and Millennial consumers. - **Fintech:** Disruptive innovation opportunity: Leverage technology to provide innovative financial solutions and products targeted towards young consumers. - **Education:** Disruptive innovation opportunity: Develop educational programs and platforms that teach young consumers about financial literacy and money management. ## Related on Trend Hunter - [Gen Z-Targeted Credit-Building Tools](https://www.trendhunter.com/trends/creditbuilding-tool.md) - [Gen Z Budgeting Platforms](https://www.trendhunter.com/trends/gen-z-financial-health.md) - [Teen-Targeted Banking Features](https://www.trendhunter.com/trends/family-money.md) - [Youth-Focused Financial Literacy Guides](https://www.trendhunter.com/trends/lakefront-finance.md) - [Millennial Nostalgia Banking Campaigns](https://www.trendhunter.com/trends/allt-bank.md) - [Personalized Digital Payment Platforms](https://www.trendhunter.com/trends/mastercard-one-credential.md) - [Empowering Youth Bank Accounts](https://www.trendhunter.com/trends/ocbc-myown-account.md) - [Brunch-Themed Prepaid Cards](https://www.trendhunter.com/trends/avocado-toast-iced-coffee-card.md) - [Collaborated Gen Z Neobanks](https://www.trendhunter.com/trends/ziggii.md)