# Delayed E-Shopping Payments FuturePay Gives Consumers the Freedom to Buy Online and Pay Later By Laura McQuarrie | Published 2016-04-13 | Business Source: Trend Hunter, https://www.trendhunter.com/trends/futurepay References: [futurepay](https://futurepay.com/) 'FuturePay' is a system that eCommerce retailers can implement in order to offer consumers a seamless and friendly financing solution. What makes this system most unique is that consumers can take advantage of the "[buy now, pay later](https://www.trendhunter.com/trends/buy-now-pay-later-pizza)" option without having to use a credit card. This payment option allows consumers to add items to a [virtual shopping cart and check out](https://www.trendhunter.com/trends/digital-checkout) at their leisure. At this stage, FuturePay intervenes and pays a retailer for a consumer's order upfront. On the consumer end, rather than paying the vendor immediately, shoppers will settle the balance on the items in their tab with FuturePay directly. FuturePay's inventive and easy-to-use system eliminates the need for consumers to enter their credit card details on the small screen of a mobile device and when they are ready, [flexible monthly payments](https://www.trendhunter.com/trends/flexible-payment1) can be made. ## Trend Insights (Trend Hunter) - Score: 4.2/10 - Popularity: 42% | Activity: 75% | Freshness: 8% - Audience gender: 50% men, 50% women - Primary generations: Millennial, Gen X - Top markets: North America ## Categories [Trend Hunter](https://www.trendhunter.com/trends) > [Business](https://www.trendhunter.com/business) > [Retail](https://www.trendhunter.com/retail) ## Key Themes ### What Makes This Trend Stand Out - **Seamless Financing:** FuturePay offers a seamless financing solution for eCommerce retailers, allowing consumers to buy now and pay later without using a credit card. - **Virtual Shopping Carts:** FuturePay integrates with virtual shopping carts, enabling consumers to add items and check out at their leisure before settling the balance with FuturePay. - **Mobile Payment Convenience:** FuturePay eliminates the need for consumers to enter credit card details on mobile devices, providing a convenient and hassle-free payment option. ### Sectors Adopting This - **Ecommerce:** FuturePay's system is designed specifically for eCommerce retailers to enhance the buying experience and streamline the payment process. - **Fintech:** FuturePay operates at the intersection of finance and technology, offering innovative solutions for online payments and financing. - **Mobile Commerce:** FuturePay's mobile payment convenience aligns with the growing trend of mobile commerce, providing a frictionless checkout process for consumers. ## Related on Trend Hunter - [Post-Purchase Payment Features](https://www.trendhunter.com/trends/swipe-to-finance.md) - [Flexible Payment Features](https://www.trendhunter.com/trends/flexible-payments.md) - [Flexible Cruise Payment Solutions](https://www.trendhunter.com/trends/flexible-payment-options.md) - [Affordable BNPL Programs](https://www.trendhunter.com/trends/apple-pay-later.md) - [BNPL-Enabled Home Retailers](https://www.trendhunter.com/trends/at-home1.md) - [E-Commerce Billing Features](https://www.trendhunter.com/trends/shopify.md) - [Expanded Purchase Financing Tools](https://www.trendhunter.com/trends/klarna-6.md) - [Shareable Purchase Features](https://www.trendhunter.com/trends/hollister.md) - [Buy-Now-Pay-Later Pizzas](https://www.trendhunter.com/trends/buy-now-pay-later-pizza.md)