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# Millenial Financial Planning Apps
Mint is a Financial Management App with Custom Advice

By Justin Lam | Published 2018-09-12 | Tech
Source: Trend Hunter, https://www.trendhunter.com/trends/financial-management
References: [nerdwallet](https://www.nerdwallet.com/blog/banking/banking-news/9-budgeting-apps-college-students/) & [mint](https://www.mint.com/)

Budgeting and managing money can be quite difficult while in college or university, thankfully [Mint](https://www.trendhunter.com/trends/google-pixel-mint) makes things easier as an all-in-one financial management app. Connecting directly to a user's bank account, Mint updates spending automatically. The financial management app also contains allows users to create a number of various budgets and will even ensure credit card use is limited to what the user can actually pay back. Finally, the app also features a Cash vs. Credit feature that lets users see their total credit card balances against the cash they have to pay them off.

Aside from all the direct budgeting and money-saving features, the all-in-one financial management app also provides [custom tips and saving advice](https://www.trendhunter.com/trends/mybudgetcoach). To give this custom advice, Mint delves into thousands of checking, savings, credit card, brokerage, CD and IRA rollover offers to offer recommendations most based on a sing user's lifestyle and goals.

## Trend Insights (Trend Hunter)

- Score: 1.1/10
- Popularity: 11% | Activity: 13% | Freshness: 8%
- Audience gender: 50% men, 50% women
- Primary generations: Millennial
- Top markets: North America, South America, Europe, Asia

## Categories

[Trend Hunter](https://www.trendhunter.com/trends) > [Tech](https://www.trendhunter.com/tech)

## Key Themes

### What's Driving This Trend

- **Personal Finance Apps:** There is growing demand for personal finance apps that simplify budgeting and money management for the younger demographic.
- **Data-driven Financial Advice:** The use of extensive financial data to provide personalized and relevant advice to users is on the rise in finance app development.
- **Cash Vs. Credit Features:** The feature that allows comparison of total credit card balances against user cash is becoming a popular addition to personal finance management apps.

### Who This Affects Most

- **Fintech:** The fintech industry has an opportunity to expand by developing financial management apps aimed at budgeting and money-saving for younger users with unique features like custom advice.
- **Banking:** Banks could leverage their extensive financial data to provide personalized advice for their customers through financial management apps that simplify budgeting and money management.
- **Investment:** Investment firms and trading platforms have the potential to disrupt the personal finance app industry by offering personalized and data-driven advice on investments and trading strategies.

## Related on Trend Hunter

- [Teen Finance Education](https://www.trendhunter.com/trends/simplybudget.md)
- [Money Management Apps](https://www.trendhunter.com/trends/fingrow.md)
- [Stress Reduction Finance Apps](https://www.trendhunter.com/trends/moneycoach-app.md)
- [Budget-Free Personal Finance Apps](https://www.trendhunter.com/trends/cashews-app.md)
- [Personal Finance Trackers](https://www.trendhunter.com/trends/finance-management-tool.md)
- [Personal Finance Trackers](https://www.trendhunter.com/trends/money-manager.md)
- [AI-Powered Budgeting Apps](https://www.trendhunter.com/trends/ai-powered-budgeting-app.md)
- [Personalized Finance Suggestion Apps](https://www.trendhunter.com/trends/momocredit.md)
- [Automated Budgeting Finance Apps](https://www.trendhunter.com/trends/spendid-personal-finance-app.md)
