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# Chip-Enabled Contactless Payments
Jimmy John Incorporates Worldpay and Verifone's 'Engage P400'

By Amy Duong | Published 2018-11-08 | Tech
Source: Trend Hunter, https://www.trendhunter.com/trends/engage-p400
References: [thespoon.tech](https://thespoon.tech/can-jimmy-johns-new-pilot-program-help-contactless-payments-in-the-u-s/) & [verifone](https://www.verifone.com/en/devices/countertops-pin-pads/p400)

Sandwich company Jimmy John implements a new program with the help of [Verifone](https://www.trendhunter.com/trends/mashgin-1) and Worldpay to make the payment process more seamless than before -- the '[Engage](https://www.trendhunter.com/trends/frubes-freeze-em-campaign) P400' device is engineered specifically for seamless consumer purchase interaction. Traditionally, contactless payments run on a "near-field" connectivity, where users tap their device to a POS. Worldpay joins forces with Verifone to create the Engage P400 and it is essentially a [contactless method enabled with a chip](https://www.trendhunter.com/trends/genius-pos-platform) -- ensured by Verifone that is it the most "advanced pin pad on the market."

The Engage P400 system has touchscreen sensibilities, multiple payment acceptance types, and ample memory, with personalized experiences delivered using Bluetooth LE and Beacon activation. For added security elements, the device is PCI PTS 5.x approved.

## Trend Insights (Trend Hunter)

- Score: 1.5/10
- Popularity: 24% | Activity: 12% | Freshness: 8%
- Audience gender: 50% men, 50% women
- Primary generations: Millennial, Gen X
- Top markets: North America, South America, Europe, Asia, Africa

## Categories

[Trend Hunter](https://www.trendhunter.com/trends) > [Tech](https://www.trendhunter.com/tech) > [Gadgets](https://www.trendhunter.com/gadgets)

## Key Themes

### What's Driving This Trend

- **Chip-enabled Contactless Payments:** The trend towards integrating chip-enabled contactless payments into point-of-sale systems creates opportunities for disruptive innovations in mobile payments and financial technology.
- **Touchscreen Point-of-sale Systems:** The trend towards integrating touchscreen capabilities into point-of-sale systems creates opportunities for disruptive innovations in user experience design and payment acceptance.
- **Bluetooth LE and Beacon Activation:** The trend towards using Bluetooth LE and beacon activation to deliver personalized experiences in point-of-sale systems creates opportunities for disruptive innovations in location-based marketing and customer engagement.

### Who This Affects Most

- **Mobile Payments:** The integration of chip-enabled contactless payments into point-of-sale systems presents disruptive innovation opportunities for mobile payments companies looking to expand their reach.
- **Financial Technology:** The implementation of advanced pin pads and other security features in point-of-sale systems creates disruptive innovation opportunities for financial technology companies focused on enhancing payment security and fraud prevention.
- **User Experience Design:** The integration of touchscreen capabilities into point-of-sale systems creates disruptive innovation opportunities for companies with a focus on improving user experience design in retail and hospitality settings.

## Related on Trend Hunter

- [Contactless Payment Accepting Tools](https://www.trendhunter.com/trends/tap-to-pay.md)
- [Tap-to-Pay Smartphone Services](https://www.trendhunter.com/trends/apple-tap-to-pay.md)
- [Contactless Merchant Payments](https://www.trendhunter.com/trends/paypal-2.md)
- [Accessibility-Focused POS Systems](https://www.trendhunter.com/trends/payment-terminal-solutions.md)
- [Convenient Portable POS Devices](https://www.trendhunter.com/trends/square-handheld.md)
- [Efficient Point-Of-Sale Terminals](https://www.trendhunter.com/trends/pointofsale-terminals.md)
- [Efficient Payment Processing Terminals](https://www.trendhunter.com/trends/payment-processing-terminal.md)
- [Compact Payment Devices](https://www.trendhunter.com/trends/dojo.md)
- [AI-Powered Payment Systems](https://www.trendhunter.com/trends/mashgin-1.md)
