# Diamond-Encrusted Credit Card Royale Mastercard for Multi-Millionaires (Follow-up) By jelalyn | Published 2007-11-15 | Art & Design Source: Trend Hunter, https://www.trendhunter.com/trends/diamond-encrusted-credit-card-royale-mastercard-for-the-multi-millionaires References: [emiratestodayonline](http://www.emiratestodayonline.com/) The appeal of the [diamond-encrusted credit card](https://www.trendhunter.com/trends/marrow-martini) does not lie solely on the jewels but also to the fact that it has an unrestricted credit limit for the multi-millionaires. The [Royale Mastercard](https://www.trendhunter.com/trends/mastercard-ai-card-design-studio) is being offered by [Dubai First](https://www.trendhunter.com/trends/abu-dhabi-chocolate) to customers with a monthly salary of at least Dh100,000. The credit card is available by invitation only to the qualified self-employed who has assets amounting to at least Dh3.67 million. The card is initially available to customers in the United Arab Emirates before spreading across the Middle East and North Africa region. UAE is said to have 68,000 high-net-worth individuals with personal wealth exceeding $1 million(Dh 3.67). With the sky's the limit credit limit for the card holders, the bejewelled credit card has a huge appeal to the likes of Saudi multi-billionaire Prince Alwaleed bin Talal. ## Trend Insights (Trend Hunter) - Score: 3.8/10 - Popularity: 45% | Activity: 61% | Freshness: 8% - Audience gender: 30% men, 70% women - Primary generations: Millennial - Top markets: North America, Europe ## Categories [Trend Hunter](https://www.trendhunter.com/trends) > [Art & Design](https://www.trendhunter.com/artdesign) > [Design](https://www.trendhunter.com/design) ## Key Themes ### Key Themes Behind This Trend - **Diamond-encrusted Credit Cards:** Creating luxury credit cards embedded with diamonds provides an opportunity for disruptive innovation in the high-end credit card industry. - **Unrestricted Credit Limits:** Offering credit cards with unlimited spending capabilities opens up possibilities for disruptive innovation in the credit industry, catering to the needs of multi-millionaires. - **Exclusive Invitation-only Credit Cards:** Developing exclusive credit cards that are only available to qualified individuals with high salaries and significant assets presents opportunities for disruptive innovation in the luxury credit card sector. ### Where This Applies - **Luxury Credit Card Industry:** The luxury credit card industry can explore innovative ways to attract high-net-worth individuals by incorporating diamonds and exclusive features into their card offerings. - **High-end Credit Card Industry:** The high-end credit card industry can disrupt the market by introducing credit cards with unlimited credit limits, targeting wealthy individuals who have significant purchasing power. - **Exclusive Financial Services Industry:** The exclusive financial services industry can capitalize on the demand for highly exclusive credit cards by creating invitation-only cards for qualified individuals with high salaries and substantial assets. ## Related on Trend Hunter - [Luxury Lifestyle Credit Cards](https://www.trendhunter.com/trends/luxury-lifestyle-credit-card.md) - [Luxurious Airline Credit Cards](https://www.trendhunter.com/trends/qatar-airways-2.md) - [Recycled Aircraft Credit Cards](https://www.trendhunter.com/trends/metal-credit-card.md) - [Financial Accessibility-Enhancing Cards](https://www.trendhunter.com/trends/icapital-ventures.md) - [Opulent Traveler Rewards](https://www.trendhunter.com/trends/bank-of-america-1.md) - [Custom Metal Credit Cards](https://www.trendhunter.com/trends/carbon-co-skin.md) - [Dual-Branded Travel Cards](https://www.trendhunter.com/trends/british-airways-1.md) - [Gamer-Targeted Credit Cards](https://www.trendhunter.com/trends/the-xbox-mastercard.md) - [Updated Credit Card Designs](https://www.trendhunter.com/trends/platinum-card.md)