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# AI Finance-Tracking Platforms
'Cashiya' Generates Accurate Reports on Your Spending Habits

By Michael Hemsworth | Published 2018-05-16 | Lifestyle
Source: Trend Hunter, https://www.trendhunter.com/trends/cashiya
References: [betalist](https://betalist.com/startups/cashiya) & [cashiya.in](https://cashiya.in)

Getting approved for loan usually consists of the bank running a credit check and providing a general option based on the results, but the 'Cashiya' platform takes a different approach to help out consumers.

Harnessing the power of AI technology, the platform works to [track user spending in real-time](https://www.trendhunter.com/trends/ai-money) and generate reports that can then be used in the [approval process](https://www.trendhunter.com/trends/quoteshack). This enables consumers to access the best offers possible and compare them all before making a choice to ensure they have as much control over their finances as possible.

The 'Cashiya' platform also works effectively on a daily basis for tracking your spending, [setting up budgets](https://www.trendhunter.com/trends/trillion1), downloading financial reports and much more to offer a holistic approach to how you handle your money.

## Trend Insights (Trend Hunter)

- Score: 1.8/10
- Popularity: 21% | Activity: 25% | Freshness: 8%
- Audience gender: 50% men, 50% women
- Primary generations: Millennial, Gen X
- Top markets: Asia

## Categories

[Trend Hunter](https://www.trendhunter.com/trends) > [Lifestyle](https://www.trendhunter.com/lifestyle) > [Credit Crunch](https://www.trendhunter.com/creditcrunch)

## Key Themes

### What Makes This Trend Stand Out

- **AI Finance-tracking Platforms:** Cashiya demonstrates the potential for AI-powered finance-tracking platforms to provide personalized financial insights.
- **Real-time Spending Tracking:** The real-time spending tracking feature of Cashiya highlights the trend towards consumers wanting up-to-date information on their spending habits.
- **Holistic Financial Management:** Cashiya's comprehensive platform demonstrates the importance of taking a holistic approach to personal finance management.

### Sectors Adopting This

- **Fintech:** The rise of AI-powered finance-tracking platforms like Cashiya presents an opportunity for Fintech companies to offer personalized financial insights to consumers.
- **Banking:** Banks can innovate and remain competitive by adopting AI technology to provide more accurate and personalized loan options to customers.
- **Personal Finance:** The growth of holistic finance-tracking platforms like Cashiya reflects the trend of consumers wanting more control over their finances and seeking a personalized approach to financial management.

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