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# Housing Rewards Credit Cards
Bilt Card 2.0 Introduces Cards That Reward Rent & Mortgage Payments

By Laura McQuarrie | Published 2026-01-16 | Lifestyle
Source: Trend Hunter, https://www.trendhunter.com/trends/bilt-card-20
References: [businesswire](https://www.businesswire.com/news/home/20260114226851/en/Meet-Bilt-Card-2.0-The-Richest-Rewards-on-Rent-Mortgage-and-Everything-Else)

![Housing Rewards Credit Cards](https://cdn.trendhunterstatic.com/thumbs/596/bilt-card-20.jpeg)

Bilt, the first [membership and loyalty program for renters](https://www.trendhunter.com/trends/koho-financial) that allows members to earn rewards on rent and HOA payments while building a path to homeownership, launched Bilt Card 2.0—three credit cards that reward both rent and mortgage payments. "This is a win for renters. This is a win for homeowners," said Ankur Jain, Founder and CEO of Bilt. "We're not just launching three new cards, we're rewarding the way people actually live."

The three Bilt Card 2.0 options, powered in partnership with Cardless, Fidem Financial and Column N.A., include the [no-annual-fee Bilt Blue Card](https://www.trendhunter.com/trends/icapital-ventures) with 1X points on everyday spend and 4% back in Bilt Cash on everyday spend; the Bilt Obsidian Card; and [the most premium option](https://www.trendhunter.com/trends/robinhood-actual-platinum-card), the Bilt Palladium Card.

## Trend Insights (Trend Hunter)

- Score: 4.8/10
- Popularity: 40% | Activity: 44% | Freshness: 60%
- Audience gender: 50% men, 50% women
- Primary generations: Millennial
- Top markets: North America

## Categories

[Trend Hunter](https://www.trendhunter.com/trends) > [Lifestyle](https://www.trendhunter.com/lifestyle) > [Life](https://www.trendhunter.com/life)

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