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# Random Outcome Reserves
The 50/50 Savings Bank Decides How to Divide Your Dollars

By Regan Canie | Published 2011-10-02 | Unique
Source: Trend Hunter, https://www.trendhunter.com/trends/50-50-savings-bank
References: [taylorgifts](http://www.taylorgifts.com/item/5050_SAVINGS_BANK/36838?src=CJDATAFE&utm_medium=Affiliate&utm_campaign=CJ&utm_source=CJ) & [bigmouthtoys](http://www.bigmouthtoys.com/BMT/Funny-Banks/The-50-50-Bank)

If you’re a penny pincher that can’t decide what to splurge your savings on, the 50/50 Savings Banks is the smart-spending solution.

The bank, made by innovative and playful product manufacturer Big Mouth Toys, is a clever creation that acts like the game-show favorite device Plinko, which jockeys your dropped coin into a random slot.

Equipped with two small dry-erase whiteboards under the pegged drop-zone, the personalized bank divides the cash between two things users are saving up for, and where your coins fall are left up to the stockpiling powers that be.

This 50/50 Savings Bank that offers split-screen savings is a fun way to stow away your finances, and you can bet your bottom dollar it’s going to be a money-maker.

## Trend Insights (Trend Hunter)

- Score: 2.4/10
- Popularity: 24% | Activity: 40% | Freshness: 8%
- Audience gender: 50% men, 50% women
- Primary generations: Millennial
- Top markets: North America, Europe

## Categories

[Trend Hunter](https://www.trendhunter.com/trends) > [Unique](https://www.trendhunter.com/unique) > [Inventions](https://www.trendhunter.com/inventions)

## Key Themes

### What's Driving This Trend

- **Random Savings Allocation:** Innovative banks can incorporate gamification techniques to encourage and enable consumers to save in a more entertaining way.
- **Customizable Savings Strategies:** Banks can develop personalized savings experiences with the aim of engaging the consumer to proactively save towards multiple goals.
- **Gamified Financial Management:** Financial institutions and fintechs to build solutions to help users engage with their finances and have fun while saving.

### Who This Affects Most

- **Banking:** Financial institutions can develop product pipelines which incorporate elements of gamification, as a way of incentivizing customers to save more.
- **Consumer Goods:** There is a wide range of potential merchandise items that could feature random allocation in order to grow customer engagement and loyalty.
- **Fintech:** Fintechs can target younger and underserved demographics through apps, by leveraging gamification and personalized dealing experiences.

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