# Digital Currency Special cards & payment systems enhance buyer convenience more than ever. By [Katherinev123](https://www.trendhunter.com/katherine), Contributing Editor | Published Oct 13, 2010 | Category: [Business](https://www.trendhunter.com/pro/category/business-trends) Source: Trend Hunter, https://www.trendhunter.com/protrends/payment-systems ## Key Figures - Trend score: 3.7/10 - Evidence articles: 8 ## What is the Digital Currency trend? **Digital Currency:** No cash? No problem. In today's tech-savvy world, having a credit card is the bare minimum of cash-less purchasing. Phone applications that allow one to make purchases, cards that contain multiple accounts -- even payments made through Twitter -- are just some of the clever and intricate payment systems in which brands are ensuring consumers always have the "cash" to pay. ## At a Glance - Evidence: 8 featured examples - Articles from: Sep 2, 2009 to Oct 2, 2010 - Published: Oct 13, 2010 - Patterns: [Divergence](https://www.trendhunter.com/pattern/divergence) - Megatrends: [Instant Entrepreneurship](https://www.trendhunter.com/megatrend/instant-entrepreneurship), [Simplicity](https://www.trendhunter.com/megatrend/simplicity), [Prosumerism](https://www.trendhunter.com/megatrend/prosumerism) ## Audience - Gender: 50% men, 50% women - Primary generations: Millennial - Top markets: North America, Europe, Asia ## Themes within the Digital Currency trend ### Digital Payment Systems The emergence of new digital payment systems such as Square and Pay With a Tweet provide opportunities for more secure and convenient forms of cashless transactions. ### Mobile Wallets The rise of mobile wallets and virtual wallets, such as Scanaroo and MobilePay, offer a more streamlined and efficient means of organizing payment methods and streamlining the shopping experience. ### Smart Credit Cards The development of smart credit cards like the One Card Electronic Card and Card 2.0 has led to innovative ways to consolidate cards and increase security. ## What the Digital Currency trend means for industry ### For Financial Services The financial services industry can benefit from adopting new digital payment systems and mobile wallets to stay competitive and secure. ### For Retail Retailers can take advantage of smart credit cards and mobile wallets to provide a more seamless customer experience and improve sales. ### For Marketing Marketing professionals can utilize the innovative marketing strategies of Pay With a Tweet and other social media payment solutions to engage with customers and create buzz around their products. ## Trend signals for Digital Currency Trend score 3.7 out of 10, from popularity 54%, activity 48%, freshness 8%. - Popularity: 54% - Activity: 48% - Freshness: 8% ## Examples of the Digital Currency trend 8 featured examples from Sep 2, 2009 to Oct 2, 2010. - [Clever Credit Card Combos](https://www.trendhunter.com/trends/one-card-electronic-card): One Card Electronic Card Consolidates Your Plastic, Not Debt (Category: Tech) Implication: Financial technology companies can leverage the One Card Electronic Card trend to build innovative financial management tools that simplify the process of managing finances for in… - [iPhone Money Apps](https://www.trendhunter.com/trends/square-payment-system): 'Square' Payment System Lets Any Business Take Credit Cards Instantly (Category: Business) Implication: Square's payment system disrupts traditional payment processing industries. - [Virtual Wallets](https://www.trendhunter.com/trends/scanaroo-app): The Scanaroo App Clears Your Pockets of Royalty Card Clutter (Category: Business) Implication: Fintech companies can integrate these virtual wallet apps into their existing offerings to make them more efficient and user-friendly. - [Credit Card Phones](https://www.trendhunter.com/trends/iphone-in2pay-case): The iPhone In2Pay Case Acts as a Visa Card (Category: Tech) Implication: The iPhone In2Pay case presents opportunities for mobile companies to develop innovative solutions for secure and convenient mobile payments. - [Social Media Payments](https://www.trendhunter.com/trends/pay-with-a-tweet): 'Pay With a Tweet' Sees the Value in Social Networks (Category: Tech) Implication: Disruptive innovation opportunity: Integrating social media payment methods into online retail platforms to enhance customer experience. - [Battery-Powered Credit Cards](https://www.trendhunter.com/trends/card-20): Card 2.0 is Electronically Enhanced for Convenience (Category: Tech) Implication: Battery-powered credit cards are a disruptive innovation opportunity in the financial services industry that can enhance security and convenience for consumers. - [Bulk-less Virtual Wallets](https://www.trendhunter.com/trends/mobilepay-iphone-app): The 'MobilePay' iPhone App Will Replace Your Pocketbook (Category: Tech) Implication: The fintech industry can capitalize on the trend of virtual payment and disruption of traditional payment methods through the development of innovative payment solutions - [Cashless Cards](https://www.trendhunter.com/trends/cashless-cards-tokyo-residents): Majority of Tokyo Residents Use Electronic Cash (Category: Tech) Implication: Companies in the fintech industry can capitalize on the rising adoption of cashless payment cards and offer innovative payment solutions ## Recent trend clusters - [Assisted Conversion](https://www.trendhunter.com/protrends/ai-assisted-checkout) (Business) - [Sugar Moderation](https://www.trendhunter.com/protrends/sugar-moderation) (Lifestyle) - [Luxury Electrification](https://www.trendhunter.com/protrends/luxury-electrification) (Autos) - [Effortless Rounds](https://www.trendhunter.com/protrends/golf-training-devices) (Lifestyle) ## Trending in Business - [Lifestyle Subscription Advent Calendars](https://www.trendhunter.com/trends/fab-fit-fun-advent-calendar) - [Performance-Based Creator Ads](https://www.trendhunter.com/trends/creator-ad-platforms) - [MIami Pop-Culture Shirts](https://www.trendhunter.com/trends/miami-pop-culture-shirts) - [Natural Deodorant Expansions](https://www.trendhunter.com/trends/target-beauty-studios) All articles: [Business](https://www.trendhunter.com/business)