<!-- canonical: https://www.trendhunter.com/protrends/freelancing-finance -->
<!-- robots: noindex -->

# Freelancing Finance
Banking apps for freelancers help streamline their personal finances.

By [Mishal Omar](https://www.trendhunter.com/MishalO) | Published Jul 21, 2022 | Category: [Tech](https://www.trendhunter.com/pro/category/technology-trends-and-gadgets)
Source: Trend Hunter, https://www.trendhunter.com/protrends/freelancing-finance

## Key Figures

- Trend score: 4.1/10
- Evidence articles: 6

## What is the Freelancing Finance trend?

**Freelancing Finance:** Freelancing requires a lot of organization, including being able to keep track of projects, payments, and contacts. In order to streamline freelancing work, some brands offering platforms to that help users' organize their work. This now includes banking and financing services.

## The consumer insight behind the Freelancing Finance trend

With remote work and freelancing booming, consumers who work within the gig economy require consistent organization and project management in order to ensure that their income remains consistent. These individuals turn to platforms that help them streamline their work in order to get the most out of it.

## At a Glance

- Evidence: 6 featured examples
- Articles from: Apr 29, 2020 to Sep 22, 2022
- Published: Jul 21, 2022
- Patterns: [Reduction](https://www.trendhunter.com/pattern/reduction), [Acceleration](https://www.trendhunter.com/pattern/acceleration)
- Megatrends: [Catalyzation](https://www.trendhunter.com/megatrend/catalyzation)

## Audience

- Gender: 50% men, 50% women
- Primary generations: Millennial, Gen X
- Top markets: North America, Europe, Asia

## Themes within the Freelancing Finance trend

### Banking apps for freelancers

With the rise of remote work and freelancing, organizations are creating banking apps for professionals that cater to their specific needs such as helping them manage their finances, divide funds and automatically allocate them.

### Integrated lifestyle banking apps

Banking apps are going beyond just financial services and incorporating other lifestyle features such as daily expenditure tracking, booking taxis, creating itemized lists, and more for a better user experience.

### Travel-focused credit cards

Credit cards are targeting younger consumers with no fees, no interest and no credit inquiries while offering cashback programs for specific retailers or brands such as Selina, a lifestyle and hospitality brand targeting Gen Z and Millennial travelers.

## What the Freelancing Finance trend means for industry

### For Banking and Finance

As freelancers and remote workers continue to rise, banking institutions can innovate with tailored services for niche segments that better caters to their needs and streamline efficiency such as with automatic funds allocation.

### For Technology

With the development of banking apps that cater to lifestyle needs such as tracking expenses or booking taxis, technology companies can collaborate with banks and disrupt traditional banking to deliver more valuable user experiences.

### For Travel and Hospitality

Travel-focused credit cards that reward consumers for engaging with specific brands or retailers offer hotels and other travel businesses the opportunity to partner and integrate rewards into a customer's overall travel experience.

## Workshop question

How could your brand better cater to its customers' lifestyles?

## Trend signals for Freelancing Finance

Trend score 4.1 out of 10, from popularity 61%, activity 49%, freshness 13%.

- Popularity: 61%
- Activity: 49%
- Freshness: 13%

## Examples of the Freelancing Finance trend

6 featured examples from Apr 29, 2020 to Sep 22, 2022.

- [Freelancer Business Management Platforms](https://www.trendhunter.com/trends/harlow-platform): The 'Harlow' Platform Helps Professionals Stay Organized (Category: Business)
  Implication: Developers can create CRM and task management tools that are specifically designed for freelancers.
- [Travel-Focused Credit Cards](https://www.trendhunter.com/trends/selina-rewards-visa-card): Imprint Teams Up with Selina to Launch Selina Rewards Visa Card (Category: Business)
  Implication: Hotels and lifestyle brands can partner with financial institutions to create travel-focused credit cards with benefits and rewards specific to their industry.
- [Money-Dividing Bank Apps](https://www.trendhunter.com/trends/flow-finance-app): The 'Flow' Finance App Automatically Divvies Up Funds (Category: Lifestyle)
  Implication: Apps like 'Flow' are disrupting the Financial Technology (Fintech) industry by revolutionizing the way people manage their finances.
- [Freelance Payment Platforms](https://www.trendhunter.com/trends/revolt): Revolt Launches New Finance App Dedicated to Self-Employed Workers (Category: Tech)
  Implication: The unveiling of Revolut Pro highlights an emerging opportunity for Fintech firms to create user-friendly financial platforms that cater to freelance workers and small business ow…
- [Comprehensive Freelancer Platforms](https://www.trendhunter.com/trends/freelancer-os): 'Freelancer OS' Works with Notion to Optimize Freelancing (Category: Business)
  Implication: Creating platforms that integrate multiple tools and services for freelancers could disrupt the traditional approach to freelance management and benefit both freelancers and busin…
- [Intuitive Freelancer Finance Apps](https://www.trendhunter.com/trends/freelancer-banking-app): The 'Lance' Freelancer Banking App Automatically Allocates Funds (Category: Tech)
  Implication: The emergence of freelancer banking apps, such as Lance, presents a disruptive opportunity for financial technology companies to optimize financial processes for freelancers and o…

## Recent trend clusters

- [Escalation Logic](https://www.trendhunter.com/protrends/ai-triage-assistants) (Tech)
- [Reply Surfaces](https://www.trendhunter.com/protrends/conversational-interface-design) (Tech)
- [Permission Layers](https://www.trendhunter.com/protrends/ai-permission-controls) (Tech)
- [Gentle Diagnostics](https://www.trendhunter.com/protrends/home-heart-screening) (Lifestyle)

## Trending in Tech

- [Budget Tough-Screen Phones](https://www.trendhunter.com/trends/budget-tough-screen-phones)
- [Decor-Led Home Projectors](https://www.trendhunter.com/trends/decor-led-home-projectors)
- [Modular CMF Bluetooth Speakers](https://www.trendhunter.com/trends/modular-cmf-bluetooth-speakers)
- [Premium Robotic Cleaning Systems](https://www.trendhunter.com/trends/robotic-cleaning-system)

All articles: [Tech](https://www.trendhunter.com/tech)
