<!-- canonical: https://www.trendhunter.com/protrends/debit-rewarding -->
<!-- robots: noindex -->

# Debit Rewarding
Brands create or employ debit cards with reward programs.

By [Mishal Omar](https://www.trendhunter.com/MishalO) | Published Mar 18, 2019 | Category: [Business](https://www.trendhunter.com/pro/category/business-trends)
Source: Trend Hunter, https://www.trendhunter.com/protrends/debit-rewarding

## Key Figures

- Trend score: 3.1/10
- Evidence articles: 4

## What is the Debit Rewarding trend?

**Debit Rewarding:** Trend – Brands in the financial space are taking note of the popularity of reward programs in credit cards and transferring similar rewards to the debit cards they create or employ. Additionally, a diverse range of rewards are available including stock options, and rideshare incentives.

## The consumer insight behind the Debit Rewarding trend

Consumers are increasingly looking for products and services that can enhance their day-to-day rituals, by providing added value. Consumers have come to expect added value, as brands are now competing with each other in a highly saturated market.

## At a Glance

- Evidence: 4 featured examples
- Articles from: Apr 5, 2018 to Mar 19, 2019
- Published: Mar 18, 2019
- Patterns: [Convergence](https://www.trendhunter.com/pattern/convergence), [Redirection](https://www.trendhunter.com/pattern/redirection)
- Megatrends: [Co-creation](https://www.trendhunter.com/megatrend/co-creation), [Curation](https://www.trendhunter.com/megatrend/curation), [Gamification](https://www.trendhunter.com/megatrend/gamification)

## Audience

- Gender: 50% men, 50% women
- Primary generations: Millennial, Gen X
- Top markets: North America, Europe, Asia

## Themes within the Debit Rewarding trend

### Debit Reward Programs

Financial brands are creating debit cards with reward programs to offer added value to customers.

### Lifestyle-focused Financial Products

The demand for financial products that enhance daily rituals presents an opportunity for brands to appeal to customers through lifestyle-based rewards.

### Socially Conscious Banking

Socially conscious debit cards and reward programs are an innovative way to incentivize customers to make ethical purchasing choices.

## What the Debit Rewarding trend means for industry

### For Fintech

Fintech companies can use lifestyle-focused rewards and socially conscious banking to differentiate themselves from traditional financial institutions.

### For Consumer Goods

Consumer goods companies can partner with financial brands to offer lifestyle-based rewards to customers who purchase certain products.

### For Ridesharing

Ridesharing companies can provide added value to drivers through partnerships with financial brands that offer rewards for gas fill-ups and car maintenance.

## Workshop question

Conceptualize a rewards program for your customer.

## Trend signals for Debit Rewarding

Trend score 3.1 out of 10, from popularity 58%, activity 26%, freshness 8%.

- Popularity: 58%
- Activity: 26%
- Freshness: 8%

## Examples of the Debit Rewarding trend

4 featured examples from Apr 5, 2018 to Mar 19, 2019.

- [Socially Conscious Debit Cards](https://www.trendhunter.com/trends/socially-conscious-debit-cards): Aspiration Rewards Shoppers for Spending at Conscious Businesses (Category: Social Good)
  Implication: Financial institutions can embrace disruptive innovation by incorporating socially conscious debit cards and rewards programs into their offerings.
- [Rideshare Driver Debit Cards](https://www.trendhunter.com/trends/uber-visa-debit-card): The Uber Visa Debit Card Offers a Host of Incentives to Uber Drivers (Category: Autos)
  Implication: Financial companies can develop debit card and payment solutions for the rideshare industry, catering to the unique needs of drivers and passengers.
- [Reward Program Debit Cards](https://www.trendhunter.com/trends/point-debit-card): The 'Point' Debit Card Lets Users Collect Points without a Credit Card (Category: Tech)
  Implication: The banking industry can explore incorporating debit card reward programs to attract and retain customers who prefer using debit cards over credit cards.
- [Stock Share Reward Programs](https://www.trendhunter.com/trends/stash-financial): Stash Financial Inc. Launches a 'Stock-Back' Debit Card System (Category: Business)
  Implication: Disruptive innovation opportunity: Merge personal finance and technology to create innovative financial services and products that revolutionize the way people manage their money.

## Recent trend clusters

- [Assisted Conversion](https://www.trendhunter.com/protrends/ai-assisted-checkout) (Business)
- [Occasion Commerce](https://www.trendhunter.com/protrends/occasion-commerce) (Business)
- [Autonomous Merchandising](https://www.trendhunter.com/protrends/autonomous-merchandising) (Business)
- [Assisted Choices](https://www.trendhunter.com/protrends/weight-loss-medication-support) (Lifestyle)

## Trending in Business

- [Performance-Based Creator Ads](https://www.trendhunter.com/trends/creator-ad-platforms)
- [MIami Pop-Culture Shirts](https://www.trendhunter.com/trends/miami-pop-culture-shirts)
- [Natural Deodorant Expansions](https://www.trendhunter.com/trends/target-beauty-studios)
- [Mini Beauty Stores](https://www.trendhunter.com/trends/little-luxuries-store)

All articles: [Business](https://www.trendhunter.com/business)
