Ideas
Explore the world's #1 largest database of ideas and innovations, with 460,592 inspiring examples.
Trend Reports
Discover why 1,240 brands rely on our AI-powered Trend Reports to get better, faster insights.
Newsletter
Join 321,086 subscribers who rely on our weekly newsletter to keep up with need-to-know trends and insights.
How to Hunt
Learn more about how to hunt megatrends, ideas, patterns and opportunity.
Consumer Insights
Uncover major shifts and emerging opportunities with our exclusive PRO research.
Trend Reports
Discover why 1,240 brands rely on our AI-powered Trend Reports to get better, faster insights.
Newsletter
Join 321,086 subscribers who rely on our weekly newsletter to keep up with need-to-know trends and insights.
How to Hunt
Learn more about how to hunt megatrends, ideas, patterns and opportunity.
Advisory & Services
Accelerate innovation and ignite disruptive thinking with our award-winning programs and research.
Trend Reports
Get fast, customized trend reports, presentations and deep dives 20x faster than traditional research.
Plans
Get started today with a free consultation, our self-serve tools, or a dedicated program.
Articles & Magazine
Get inspired with our 4,210 innovation strategy articles, keynote, videos and innovation tools.
Innovation Awards
Trend Hunter’s Innovation Strategy Awards recognize the best innovation tactics gathered from our interviews with some of the world's most notable business leaders, authors and change makers.
Advisory & Services
Accelerate innovation and ignite disruptive thinking with our award-winning programs and research.
Innovation Assessment
Enhance your innovation potential with a deeper understanding of your unique innovation archetype and how your organization benchmarks.
FuturistU
Prepare for the years ahead with 100+ lessons, tactics, tools and frameworks with our full learning database.
Innovation Books
Join 20,000,000 people getting better and faster with our New York Times Bestselling books and keynote videos.
Jeremy Gutsche
Ignite your event or virtual event with our CEO, a NY Times Bestselling Author and one of the top innovation keynote speakers.
Our Team of Speakers & Virtual Presenters
Inspire your group with our most popular speakers on innovation, trends, change and futurism.
Custom Training & Events
Bring the Future Festival experience directly to your team or co-hosted custom event.
Custom Masterclasses
Join the world's leading brands who leverage our custom programs to accelerate innovation.
FuturistU 5-Day Program
Become a Futurist with our immersive 5-Day program at Future Festival World Summit.
Online eLearning
Learn the fundamentals of futurism and trends with 100+ online courses about innovation.
How to Hunt
Learn more about how to hunt megatrends, ideas, patterns and opportunity.
Contact
Get in touch to learn more, ask a question or submit a tip.
About Us
Learn more about Trend Hunter and how we accelerate innovation.
Follow-Us
Join our 3,500,000 social media followers, on the cutting edge.
How to Hunt
Learn more about how to hunt megatrends, ideas, patterns and opportunity.
FAQ
Get answers to common questions about Trend Hunter.
Community
Stay on the cutting-edge with the help of the Trend Hunter community.
Team
Meet the team trusted by hundreds of leading businesses worldwide.
Jobs
Find opportunities to accelerate your career with the #1 Trend Firm.
News
Catch up on noteworthy Trend Hunter news and media mentions.
Join
Build a portfolio and put your trend-spotting abilities to the test.
Advertising
Supercharge your marketing by partnering with Trend Hunter.
Portfolio
Visit your public portfolio and browse your past articles.
Add a Trend
Write up an article and showcase your trend-spotting skills.
My Trends
Edit your articles and see how they stack up on the leaderboards.
Settings
Edit your profile, connect your social media accounts, and more.
Add a trend, customize your dashboard, or track topics.
Future Festival
Innovation Events
Join the world's top innovators at our in person events.
Free Webinars
Learn to innovate through chaos, navigate the new normal and maintain work culture from home.
Custom Training & Events
Bring the Future Festival experience directly to your team or co-hosted custom event.
Search our database of 460,592 cutting edge ideas.

Cryptocurrency Loan Platforms

BTCJam is a Crowd Lending Platform That Uses Bitcoin in a P2P Model

— July 29, 2016 — Business
BTCJam is an international lending platform that uses Bitcoin in a peer-to-peer marketplace. Through their P2P model, they are able to offer more accessibility to loans around the world and help democratize financial services.

The service facilitates personal loans in a variety of forms, including medical expenses, business, debt consolidation, credit card refinancing, Bitcoin mining, major purchases, vacations and more. Crowd lending is becoming an increasingly popular, especially in the United Kingdom. The process behind BTCJam is a simple one -- you create your loan, watch it get funded, withdraw your money and then make fixed and affordable payments at a low rate. The lending platform is also a chance for interested parties to invest their Bitcoin with a high rate of return.
Trend Themes
1. Peer-to-peer Lending - Disruptive innovation opportunity: Creating a decentralized lending platform that enables individuals to directly lend and borrow without the involvement of traditional financial institutions.
2. Crowdfunding - Disruptive innovation opportunity: Developing a blockchain-based crowdfunding platform that allows users to invest in projects and businesses using cryptocurrency, enabling global access to funding.
3. Cryptocurrency Investment - Disruptive innovation opportunity: Establishing an automated investment platform that uses algorithmic trading and artificial intelligence to manage cryptocurrency portfolios for investors.
Industry Implications
1. Fintech - Disruptive innovation opportunity: Building an integrated blockchain-powered financial technology platform that offers cryptocurrency lending, borrowing, and investment services.
2. Lending - Disruptive innovation opportunity: Creating a peer-to-peer lending marketplace that utilizes cryptocurrency as a medium of exchange, reducing transaction costs and increasing accessibility for borrowers.
3. Blockchain - Disruptive innovation opportunity: Developing blockchain solutions for the financial industry that streamline loan approval processes, enhance transparency, and provide secure peer-to-peer transactions.
3.8
Score
Popularity
Activity
Freshness