The mobile payments platform Dwolla, which provides its customers with the ability to perform monetary transactions without paying debit or credit card fees, has launched a new service, Dwolla Instant.

The Dwolla Instant feature gives customers instant cash. You just opt in if you want it, and if you have an Internet connection, you can access up to $500 USD anytime, anywhere. Each transaction above $10 costs you 25 cents, but you can opt in and out of the Dwolla Instant service whenever you off (there is only one penalty fee).

So, for only $3 a month, the Dwolla Instant feature means you won't have to spend time searching for an ATM or waiting for your next paycheck. As the Dwolla blog puts it, "if you have access to the Internet, you have cash."