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Cloud-Based Financial Services

PearlPay is Testing Rural Banking Solutions in the Philippines

— November 20, 2019 — Business
PearlPay entered into an agreement with BHF Rural Bank Inc. to launch a cloud-based financial services pilot program in the Philippines. The pilot program is scheduled to run for 12 months, and it marks the first time a bank in the Philippines is using cloud-based financial services. PearlPay's program will use the technology to provide core banking solutions and agent banking solutions, which were chosen as they can be accessed by people without an internet connection.

Armand Bonifacio, the president of BHF bank, spoke on the pilot program and the need for accessible financial services in the country, "Millions of Filipinos remain unbanked or underserved. While this remains a challenge for economic growth, it also presents an opportunity for organizations to tackle the problem."

PearlPay has a background specializing in end-to-end solutions, which allows customers to access whatever software or hardware systems they may require. The company will look to leverage its background while running the pilot program.


Image Credit: PearlPay
Trend Themes
1. Cloud-based Financial Services - PearlPay is testing a cloud-based financial services pilot program in the Philippines, providing accessible banking solutions for the unbanked or underserved population.
2. Core Banking Solutions - PearlPay's program focuses on delivering core banking solutions using cloud technology, opening up new opportunities for financial institutions to streamline their operations and enhance customer experience.
3. Agent Banking Solutions - PearlPay's pilot program taps into agent banking solutions with cloud-based services, enabling financial inclusion and access to banking services for people without an internet connection.
Industry Implications
1. Banking - The banking industry can explore the adoption of cloud-based solutions, like PearlPay's pilot program, to improve accessibility, streamline operations, and reach untapped markets.
2. Financial Technology (fintech) - The FinTech industry can leverage cloud technology and develop innovative solutions, such as core banking and agent banking platforms, to address the unbanked population and drive financial inclusion.
3. Emerging Markets - Emerging markets, like the Philippines, present disruptive innovation opportunities for cloud-based financial services, offering scalable solutions to address the challenges of limited connectivity and financial inclusion.
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