31 Innovations in Banking


[Edit]
ATM Gambling, Green Banks and Bank of America|
ATM Gambling Machines? Green Banks? Why are we writing an innovative cluster for the Bank of America? News of a troubled banking system may be frustrating for AIG, Lehman Brothers, Morgon Stanley and Wachovia, but Bank of America has been using this as an opportunity to get bigger. Accordingly, instead of dwelling on depressing banking stories, this cluster aims to examine some of the more innovative banking approaches being used today. If Bank of America managed to innovate their way to stability, then maybe ideas like this will help the banking system to innovate to even more stability. The articles highlight some of the most fascinating innovations in banking, from high tech ATMs to personal piggy banks. While some of these features are more lighthearted and fun, others, such as the green e3 bank, hint at the future of how the banking business will be conducted in general. The credit card innovations, for example, are strong indicators of what society values today. Environmental awareness can be seen by green credit cars, and activism through those intended for third world loans, but most evident is a need for something unique and beautiful, judging by all the aesthetically optimized credit cards. Via: trendhunter |
Mini ATM Machines
The Piggy Bank of the MillenniumThe portable, mini home ATM takes piggy banks to a new level. It keeps record of how much hard cash you deposited and lets you withdraw money by using your card and entering your PIN, just like with a…
Green Banking
e3banke3bank is setting a new standard for environmentally-friendly banking. e3bank, the first green bank on the east coast, is being built inside a sustainable building and will conduct all of its business…
Z$100 Billion Bank Notes
Zimbabwe Hyperinflation Leads to Agro-chequesPardon me, can you spare a five billion for lunch? In Zimbabwe the government is issuing a note worth 100 billion . z$100,000,000,000 because inflation is humming along at over 2 million percent annually.…
Chinese Olympic Money (GALLERY)
Bank Notes Commemorate Beijing GamesThese photos released by China's Xinhua news agency display the new 10-yuan banknote (US $1.45) to commemorate the Beijing Olympic Games. The notes were issued by the central bank People's Bank of China…
Chalkboard Piggy Banks
Capitalist PigIn this day and age of shrinking economies, it's hard enough to find the money for life's necessities, let alone save. The Capitalist Pig piggy bank helps you save loose change by letting you write your…
7 Green Credit Cards + HSBC ecosmart MasterCard
It seems each week another credit card company is offering eco-incentives. This week it was HSBC ecosmart MasterCard was unveiled. Other eco-friendly credit cards on the market include: Bright Planet…
Microlending Credit Cards
KivaB4B Doubles GrantsKiva.org has been cited several times in Trend Hunter because the microfinance site is just so awesome! The latest from Kiva is that they partnered with Advanta Bank, one of the largest issuers of credit…
Origami Ads (GALLERY)
Maone Bank Origami MoneyThe origami in the gallery is part of an ad campaign created by DCS advertising agency for Maone Bank of Brazil. The campaign, which uses images and shapes of animals, is supposed to illustrate that ideally,…
Nudevertising Credit Cards (VIDEO)
Visa TV SpotThe brand name Visa probably isn't one that evokes sexy imagery, but their latest TV spot could change all that. The credit card company's latest ad campaign features a naked man. No, it's not because…
Protecting Your Plastic
Credit Card Sleeve Hides NumberThis is a pretty clever invention, and one that probably will be adopted by businesses as giveaways. It's name is lame: Peek-a-Bye, but it's purpose is great. It's a opaque sleeve to put your credit card…
Russian Bank Employee Calenders
Expobank's Naughty PromotionExpobank, a leading Russian bank, has pushed the boat out with their 2008 calender which features some of their female workers in scantily clad, risque poses. To be fair, it really does beat the Halifax…
High-Tech Savings & Donation (GALLERY)
Credit Card Pig BankThe Credit Card Pig Bank concept is a logical evolution of the ole' saving piggy bank or donation box. It allows you to swipe your credit card into the adorable pig and voilà, a pre-determined amount…
Adult Model Targets Young Women
Jordon Launches Credit CardA UK based glamour model Jordan, AKA Katie Price, is planning the release of her own credit card to be aimed at young women with the design of the card to be "pink and fluffy" to appeal to young women.…
Design Your Own Credit Card
Capital One Image CardIf you were as excited as I was about the custom Visa gift cards, you'll be thrilled to know Capital One is letting you personalize their credit cards too! The Capital One Image Card lets you upload your…
Bank Notes as Business Cards
Zimbabwe Hunter at Tourism FairA Zimbabwe man got really crafty after forgetting his business cards, and went out creating new ones using money as a medium. The professional hunter had his business information stamped on 100 10-cent…
Diamond-Encrusted Credit Card
Royale Mastercard for Multi-Millionaires (Follow-up)The appeal of the diamond-encrusted credit card does not lie solely on the jewels but also to the fact that it has an unrestricted credit limit for the multi-millionaires. The Royale Mastercard is being…
Diamond Studded Credit Cards
If you thought you looked important with your platinum American Express card, think again. The smart card maker and online game provider, GK Power, has made a new, high-concept credit card for the real…
Credit Card Fashion
CreditCovers Spruce Up BusinessDress up your credit cards with these self adhesive stickers from Charles & Marie. The stickers don't cover up your name or credit card number, just the standard art-by-bank portion. Not the most innovative…
Designer Credit Card Case
The Eva Solo Card HolderTote your platinum card in style with this simple and clean credit card holder! Made out of Titanium, this elegantly designed credit card holder was introduced by Danish designers Eva Solo.
Credit Card of the Future: Finger Print Activated + Real Time Financial Info (GALLERY)
The credit card of the future is and RFID enabled device that links into your bank information so that you can display your financial situation and even get a financial forecast. It could also serve as…
Credit Watch
World's First Wristwatch with Built-in Credit CardGaranti Bank, a Turkish bank, has joined with MasterCard to offer the world's first wristwatch with a PayPass-enabled credit card built in to their customers. PayPass is a contactless technology that enabled…
NYC Taxis Get High Tech
Touchscreens and Credit Card PaymentSay goodbye to having to pay cab fares by cash only. The NYC Taxi and Limousine Commission has launched a new initiative to install touch-screen monitors in all 13,000 cabs. The monitors being installed…
Microfinance @ Kiva.org, Become a Banker to the Poor
Fofoa Ekuata is a plantation owner in Samoa. She needs US$ 875/- to buy a box of Cramoxon, a pest management system. She is asking for help via Kiva.org, a website where anyone can be a banker to the poor.…
Social Investment Bank
First Charity Oriented BankThe Commission on Unclaimed Assets in United Kingdom have released a report, in which they assure that there is currently an amount between £400 million and £4 billion of unclaimed assets, sitting in…
Windows Powered ATMs Get PWNED (HaCkEd)
When windows based ATM machines crash, users can hit the taskbar, start menu, open paint and then make a stupid image to save as the background. What fun! Basically, this teaches ATM makers that they…
Money Clip Credit Cards
Designed by Roger Arquer, Money Clip Credit Cards were featured as part of a Visa competition for leveraging new chip technology. The contest required innovative designs for credit cards, and it is pretty…
ATM Gambling
Bank to Woo Customers with ATM RouletteThat's right! A Japanese bank has introduced gambling to its ATM machines. TOKYO (Reuters) - Japanese banks have long had a reputation for poor service but at least one is trying something new -- wooing…
Yin Yang Innovation
Browse the Bankruptcy Blog and Patent Pending Blog for IdeasIf you're looking for new venture ideas, two great sources include both the Bankruptcy Blog and Patent Pending Blog. Why? Because all good innovators should know what works and what doesn't. This concept…
Bank Machine Ads
Jobsintown.deIn a very cool series of outdoor ads, Scholz & Friends have created a unique series of Bank Machine Ads and Vending Machine Ads for Jobstown.de. Each of the ads feature someone with the horrible job of…
PayPal Introduces Credit Cards
eBay's payment arm PayPal is to offer a credit card to its UK users. Backed by GE Money the card will be available to any of eBay's 10m UK users immediately and to anyone else who wants one from mid-May.…
Future Phone with Integrated Credit Card and Media Player
"Imagine the device that unites everything that you carry along: a mobile phone, a player, your credit and discount cards, your apartment and your car keys. We have imagined it and now introduce you to…
|
|
|
|
|
















