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Signature-Authenticating Money Cards

The Biometric Credit Card Hopes to Curb Theft and Fraud

— March 14, 2013 — Unique
Credit card fraud is like certain strains of bacteria, it evolves as fast as a new 'cure' is created, but hopefully the Biometric Credit Card will slow it down more than previous solutions. It centers around the idea that people's handwriting is as unique as their fingerprint. By analyzing the signatures associated with each Biometric Credit Card, it will be able to determine whether they are authentic or not.

The Biometric Credit Card was developed by Fraunhofer Institute for Computer Graphics Research (IGD). Essentially, it comes with a chip that stores the biometric information of the owner’s signature, which is give with the credit card. The only catch is that many people don't have to sign a credit card purchase anymore.
Trend Themes
1. Biometric Authentication Technology - The development of biometric authentication technology for payment cards can provide a more secure and efficient method of authentication.
2. Fraud Detection and Prevention - The use of signature analysis in credit cards can improve fraud detection and prevention technologies.
3. Contactless Payment Methods - Innovations in contactless payment systems may render traditional payment cards obsolete, highlighting the need for convenient and secure options for payment authentication.
Industry Implications
1. Financial Services - The financial services industry can benefit from the development of more secure and efficient payment authentication methods.
2. Technology - The technology industry can innovate new biometric authentication solutions and fraud detection and prevention technologies to enhance payment authentication security.
3. Retail - Retailers need to adapt to new payment methods and technologies to ensure secure and efficient payment processing for customers.
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